Terms and Conditions of Purchase
We disclaim any responsibility for typographical errors or incorrect measurements.
If you have not yet received the product. The right of withdrawal takes effect only after you have received the item and cannot be exercised before delivery is complete. See below under the “Returns” section for more information on how to return a received product.
Right to Exchange:
You have the right to exchange the product within 60 days provided that the product is completely unused. You may only exchange it for a product or products of the same or higher value. Special-order products or custom-made products are not eligible for exchange. Demo and used products are not covered by the right to exchange (the warranty applies as usual).
Inspect the item immediately upon delivery. Report any shipping damage within 14 days to the shipping company used. Reports made 14 days (or more) after the item was received will not be processed by us.
Demonstration products come with a 3-month warranty unless otherwise specified.
Klarna Checkout
Klarna Checkout makes it
easy, flexible, and secure for you to shop online. By
answering a few questions, you can easily verify your identity and choose the
payment method that works best for you.
A key feature of Klarna Checkout is
that we separate the purchase from the payment. First, you confirm your purchase, and
then you choose how you want to pay. The payment methods available to you may
vary from store to store, but also depend on our
credit assessment. However, the most common payment methods are invoice,
installments, credit card, bank transfer, or other direct payment. All are
equally secure.
By entering or requesting information in
Klarna Checkout, you agree to our Terms of Use and our use of
your personal information as described below.
Klarna Checkout Terms of Use
By
using Klarna Checkout, you agree to Klarna AB (publ)’s
(556737-0431, Sveavägen 46, 111 34 Stockholm), “Klarna,” terms and conditions as
set forth below, including any attachments or other materials
to which reference is made (“the Terms”). By entering or requesting
information, you begin using Klarna Checkout. By doing so, you also
consent to our processing of your personal data, including our ability
to transfer the data to third parties or for processing
outside the EU/EEA. To use Klarna Checkout, you must be
at least 15 years old.
Identification, Verification, and Risk Assessment
In order
to securely identify you and prevent unauthorized use
or misuse of Klarna Checkout, as well as to comply with the requirements of
sound credit practices, Klarna needs to verify your identity. Klarna
collects additional information such as your social security number, name, and address, as well as,
when selecting a credit option, credit information from various providers.
Klarna also needs to use the information you may have provided during
previous purchases, publicly available information on the internet, and
information about how you have previously met our payment terms, in order
to perform a risk assessment. Klarna Checkout automatically adapts
the risk assessment—and thus the design of the service—each time you
use the service, and you do not need to provide more information than
necessary. In some cases, a previously provided address that has been approved by Klarna
will be displayed to you as soon as you enter your email address and
zip code. The approved address may only be used for the purpose of
pre-filling the address information directly in connection with a purchase. By
completing the purchase, you confirm your identity and the correct shipping address.
Payment, Fees
Klarna
Checkout displays the payment options available to you.
Current payment options that may be offered
through Klarna Checkout include invoice, installment plan, credit card payment, or
direct bank transfer. Invoice is the default
payment option wherever possible. When paying by invoice,
Klarna’s then-current invoice terms apply; currently, 14 days’ credit, and a
reminder fee will be charged in the event of non-payment. If your purchase total is
less than 60 SEK, a 29.00 SEK reminder fee applies; if your purchase total is 60 SEK or more,
a 60.00 SEK reminder fee applies. Additionally, a late payment interest rate
equivalent to 24% plus the reference rate set by the Riksbank
at any given time applies. There is no cost to use Klarna Checkout. However,
taxes or fees may apply depending on the selected
payment option; please review the specific payment terms for the
option you choose. Klarna may at any time add or remove one
or more of the payment options offered in Klarna Checkout.
For
most payment methods, when you complete a purchase via Klarna Checkout,
you and Klarna enter into an agreement whereby Klarna, among other things, guarantees that you will not
have to pay if you do not receive your goods. At the same time, Klarna reimburses
the store for your purchase and thereby assumes the right to receive payment.
Regardless of which payment method you choose, your payment is therefore used to
settle the claim Klarna holds. However, you may be offered other
payment methods in Klarna Checkout (such as Swish), where Klarna
does not assume the claim from the store; instead, your payment of the debt
is made directly to the seller. Your purchase will, however, still be
covered by Klarna’s buyer protection in these cases as well.
Use
Klarna
is the owner of all rights to Klarna Checkout. As a
user, you may only use the service as intended to complete
purchases, until further notice and in accordance with the applicable Terms and Conditions. If you have previously
shopped with Klarna Checkout and thereby provided your address,
your address will be automatically pre-filled as soon as you enter your email address
and ZIP code. You can opt out of this feature at any time by
sending an email to dataskydd@klarna.se or by
selecting that option directly in Klarna Checkout.
Declaration
You
warrant that the information you provide is accurate and belongs to you, and that you
are free to enter into agreements without restriction and without the approval of a guardian, trustee, or any other
person.
If you are using the service on behalf of a legal
entity, you also warrant that you have the authority to enter into this
agreement and hereby accept the Terms in their entirety on behalf of the legal
entity. By providing personal information about other individuals,
you also confirm that you have their consent to provide this information and
that the information may be used for the purposes and in the ways described in
these Terms.
Misuse
Use of
information that does not belong to you or that you are otherwise not authorized
to use, as well as any other use of Klarna Checkout in a manner
not intended, will be deemed by Klarna to constitute misuse. All
information related to misuse or suspected misuse of Klarna
Checkout—for example, by providing incorrect or misleading
information—will be stored and used for future risk assessments and to
protect the parties involved. The user may be barred from further
use of Klarna Checkout. Your compliance with the Terms and
individual payment terms for Klarna’s services also affects
the risk assessment when using Klarna Checkout and, consequently, your
ability to use all payment options.
Personal Data
Klarna
and its partners process your personal data in order to
offer you a simplified payment process via Klarna Checkout and to
further simplify the payment process the next time you use
Klarna’s services. Klarna processes personal data for the purpose of
verifying your identity, managing the customer relationship, preventing
abuse or misuse of payment services, conducting
customer analysis, credit assessment, risk analysis, risk management,
business development, and for commercial and marketing purposes on our own
behalf and on behalf of our specially selected partners, as well as to comply with
applicable legal requirements in general. Personal data is any information
that can be directly or indirectly linked to you. The following are examples of
personal data that Klarna processes:
Contact information—name, address, email address, phone number, etc.
Social Security number
Payment information—card number, billing information, etc.
Financial
information—e.g., information about income and any
payment defaults (used in cases where a credit check is performed)
Product information – details regarding the purchases you make
Historical information – details about previous purchases, your past compliance with payment terms, any rejections, etc.
Information about your computer/device—IP address, language settings, browser settings, etc.
Publicly available information on the internet
Personal identification number
is used for identification and as a customer number for customer management purposes in
Klarna’s system. If you have used Klarna before, there may be stored
information about you for purposes such as customer management, documentation requirements, or
similar authorized purposes. Klarna will use any such
information to verify your identity and simplify your
use of Klarna Checkout. Klarna may also use
electronic communication (such as text messages and email) in
its communications with you. Klarna may disclose information to other
companies within the Klarna group, which may also use the information
in the ways and for the purposes described here. For administrative
purposes, data may also be disclosed to the online retailer where you
made your purchase, as well as to our specially selected partners for
customer analysis and marketing. Furthermore, data may be disclosed in
connection with the transfer of a claim to a debt collection agency or
similar entity. The data may also be transferred for processing
outside the EU/EEA to a country that does not have the same level of protection
for personal data. Klarna is committed to protecting personal data and
will implement appropriate safeguards to protect the data. You
have the right to request access to the
data concerning you in writing once a year. You also have the right to correct inaccurate
information and to opt out of receiving further
marketing communications. Klarna is the data controller responsible for
the processing of your personal data.
See also Klarna’s Privacy
Statement for a more detailed description of Klarna’s
processing of personal data. Additional information can also be obtained
by contacting Klarna at dataskydd@klarna.se
By
using Klarna Checkout, you consent to our use of your
personal data as described here, including any
transfer to another company or to a country outside the EU/EEA
and the use of electronic communications for purposes such as
marketing.
Cookies
Klarna uses
cookies. A cookie is a small text file sent from Klarna’s
web server and stored by your browser to give you access to
various features. Klarna uses cookies, among other things, to customize
Klarna Checkout for you and for internal analysis of how our website
is used. Cookies cannot harm your computer. Please see Klarna’s
Privacy Statement for more information on how Klarna uses
cookies.
By using Klarna Checkout, you consent to our use of cookies.
Changes, Additions, and Other Services
Klarna
is constantly updating and improving its services and reserves the right
to amend the Terms and Conditions governing the continued use of Klarna Checkout. Therefore,
always review the Terms and Conditions before making a new purchase. For other services
provided by Klarna, Klarna’s then-current terms and conditions
and price list for such services apply. The Terms and Price List are
available at www.klarna.se. If any provision of these Terms
is found to be unenforceable, this shall not affect the enforceability of the remaining provisions.
Links to or from other websites
Klarna
does not endorse or control any third-party website or
application, and we are not responsible or liable in any way for
their content. To the extent that you use such a third-party website or
application, the terms and conditions of that
website or application shall apply.
Limitation of Liability, Governing Law, and Disputes
In addition to
what is set forth in the Terms or mandatory consumer protection
laws, Klarna shall in no event be liable for any damage directly
or indirectly caused by the use of Klarna Checkout. Klarna
is also not liable for damages arising from the customer’s failure to comply with
the provisions regarding the PIN code. Swedish law applies, and any disputes
shall be resolved by a court of general jurisdiction.
Termination
Your
right to use Klarna Checkout remains in effect until either
party terminates it. Such termination takes effect immediately but
does not affect the terms and obligations regarding completed purchases (unpaid
invoices, fees, etc.) or the right to process personal data in the
manner described above.